Coverage can be provided for your valuable items which might include jewelry, fine arts, guns, furs, cameras, silverware and collections. These items can be scheduled onto your homeowner's, renter's or condominium policies. A recent appraisal of the item is required to show description and current value. This coverage is worldwide and is not subject to a deductible. The homeowner's policy may provide coverage for some of these classes of valuables, but each may have a limit per class, and would be subject to the same perils as your personal property and your policy deductible.