Liquor

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Liquor Insurance

Vermont Has Very Strict Liquor Liability Laws
Bars, restaurants, stores, and others businesses that serve or sell
alcohol have an exposure to liquor liability. Hickok & Boardman can help
reduce your exposure to risks.

Why should you consider this product?

  • Protect your business against claims as a result of a patron becoming intoxicated and injuring themselves or others
  • Losses can be catastrophic and damage the reputation of your business
Product Summary
Coverage

Coverage is excluded on most general liability policies if your business manufactures, sells, serves, or facilitates the uses or purchase of alcohol.

Bodily Injury and Property Damage

Your policy provides coverage for claims of Bodily Injury and Property Damage arising out of the serving and distribution of alcoholic beverages.

Host Liquor Liability

Liability should not to be confused with Host Liquor Liability, which is usually included in most general liability policies if the insured is not engaged in the business of serving, selling, or manufacturing alcohol.

Optional Coverage

There is optional coverage available for assault and battery, providing coverage for altercations and incidents involving both patrons and employees on and off your premises.